WORKERS' COMPENSATION COVERAGE FOR E-911

The Procurement Division of Knox County, Tennessee will receive sealed bids for the provision of Workers' Compensation Coverage for E-911 as specified herein.

The intent of these specifications is to convey to prospective vendors the general type and quality of Workers' Compensation Coverage as desired by Knox County and the Knoxville/Knox County Emergency Communications District (E-911). Award will be based on Best Value. Best Value means more than low cost. It includes initial cost, service quality and other factors detailed herein.

Bidders must include a list of administrative services they will provide under this Contract.

Vendors are to quote a firm fixed price for the services noted herein.

Current Information

• Current insurer: Business First Insurance Co.
• Current number of employees: 115
• Salary total: **$9,635,340.32**
• Description of operations: Clerical Office Employees, Code #8810 $9,457,358.87 & Electrical Apparatus install/ driver, Code#3724 $177,981.45 in payroll.
• Policy dates: January 1, 2027 to January 1, 2028

**Submission:** Bids must be received by **2:00 p.m. on November 23, 2026**. Late bids will neither be considered nor returned. Knox County requires that bids being submitted by hand be one (1) marked original and one (1) exact copy. Bidders must submit with their hard copies an exact electronic version of their bid in a SINGLE FILE on a flash drive. Knox County's Procurement Division will accept, and strongly encourages, electronically transmitted bids through the County's online Procurement system. Facsimile and email submission are strictly prohibited.

Evaluation criteria

• Cost: 50 Points
• Rating of Insurance Company: 30 Points
• Employer's Liability Policy Limits: 10 Points
• Claims Processed in House: 10 Points

**Required:** Bidders must include a copy of their Tennessee Insurance License with their response. Bidders must include a specimen policy with their bid.

The length of this contract will be one (1) year with the option to renew upon mutual consent of both parties. The term agreement may be renewed for four (4) one-year periods, one (1) year at a time, for a total of five (5) years.

The successful vendor must carry the insurance as indicated on the Insurance Attachment hereto. Upon the Notification of Intent to Award, the successful vendor will be required to submit a Certificate of Insurance (COI) with the specified coverage and corresponding endorsement pages naming Knox County as additional insured.